Smart Money Mamas Show
November Mailbag: Self-Care & Holidays in a Pandemic

November Mailbag: Self-Care & Holidays in a Pandemic

November 26, 2020
#081 In today's episode, we asked the mamas in our free Mamas Talk Money Community on Facebook to send us their questions. If one person in our community has a question, there are no doubt others wondering the same thing.
 
Today we’re going to discuss holiday traditions in a pandemic, what self-care looks like for us these days, and how to wrap your brain around goal-setting for 2021 when things feel so uncertain!
 
 
 

(2:53) The moment you've been waiting for: Chelsea and Lauren's favorite pie selections revealed! 

(3:56) Alice asks, "How are you both doing with self-care?" (That's so sweet!)

(11:59) Why paying attention to your budget is actually another form of self-care

(12:03) Sonia wants to know, "How do I tide over the holiday season without indulging my online shopping urges? What else are you all focusing on as a release or diversion?"

(24:48) Emily asked, "Any ideas for goal setting for the new year when so much is still unknown?"

 
Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/81
 
Grab your FREE Family Money Values Template
How to Become a Lazy Genius with Kendra Adachi

How to Become a Lazy Genius with Kendra Adachi

November 19, 2020

#080 In today’s episode, I’m talking to New York time best-selling author and podcast host, Kendra Adachi. Kendra is a professional permission giver and systems expert and she wants you to know you actually don’t have to do it all. We’re talking about identifying what matters most to you, tangible ways you can reduce your mental load, and how you can lazy genius your budget too! 

(2:56) Find out how you can start naming what matters as a lazy genius 

(8:26) How Kendra got started trying to unlearn bad habits and pick up systems to save her sanity 

(14:14) Have you had dark thoughts about that lady in Target like this too? 

(24:07) Ask yourself this magic question to start uncomplicating your life! 

(37:30) Hear about Kendra’s personal budget strategies 

[47:45] Chelsea’s Top Takeaways 

 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kendra

Grab your FREE Family Money Values Template

https://smartmoneymamas.com/family-money-values-template/

How to Use Resiliency to Create the Life You Really Want with Mandi Woodruff

How to Use Resiliency to Create the Life You Really Want with Mandi Woodruff

November 12, 2020

#079: In today’s episode, I’m talking to business and finance reporter and host of the Brown Ambition Podcast, Mandi Woodruff. Mandi experienced financial insecurity at a very young age and has been intentional to find ways to create a life full of choices. We’re talking about how to get scrappy when you have to, why your mental health is key to overcoming obstacles, and why prioritizing your personal goals can actually make you a better mom. 

(04:27) The first time Mandi remembers feeling the stress of financial insecurity 

(12:40) What Mandi's spending habits looked like when she got serious about being financially free 

(15:54) Mandi’s tips for how to build resilience in the coming year 

(32:10) How Mandi’s goals have shifted as she has become a mom 

(47:58) Why Mandi is passionate about raising a son who is resilient, empathetic, and a critical thinker​ 

(51:21) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/mandi 

Grab your FREE Meaningful Money Kickstarter Guide 

https://smartmoneymamas.com/meaningful-money-goal-worksheet/

How to Invest Like a Girl with Amanda Holden

How to Invest Like a Girl with Amanda Holden

November 5, 2020

#078 In this episode I am talking with Amanda Holden, author, speaker, and expert in equipping women to make smart investment decisions. Amanda is super relatable and super passionate about you being financially free as a woman in retirement. We’re talking about why investing needs to be a priority for women, the biggest takeaways from the stock market in 2008, and how to know if you’re ready to invest. 

(4:45) Discover why Amanda has earned and kept the nickname “Dumpster Doggie”. 

(13:11) Hear the questions people asked Amanda when she was in investment management in 2008. 

(25:09) Never invested before? No problem-start here! 

(31:39) Listen here to find out how to know you’re ready to invest. 

(48:24) These are the most common misconceptions about investing. 

(1:02) Chelsea’s Top Takeaways 

 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/amanda

Grab your FREE Smart Money Mamas Guide to Investing

https://smartmoneymamas.com/mamas-investing-guide

 

The Financial and Emotional Costs of Infertility with Kristyn Hodgdon

The Financial and Emotional Costs of Infertility with Kristyn Hodgdon

October 29, 2020

#077 In today’s episode, I’m talking with Kristyn Hodgdon, twin-mama, who navigated her own journey through infertility treatments and now supports thousands of other women in her community, The Fertility Tribe. We’re talking about what Kristyn wishes more moms knew before they started their infertility journey, how to handle the financial and insurance side of fertility treatments, and why Kristyn decided to quit a job she loved to support more women as they seek to grow their own families when it doesn’t go according to plan. 

(04:45) What Kristyn wrote about in her first blog post of her infertility journey 

(08:06) What it was like to balance the mental weight of fertility treatments and work and marriage 

(25:09) What Kristyn wishes women who haven’t experienced infertility knew 

(30:42) What Kristyn’s financial situation was like as they entered parenthood 

(38:19) Encouragement if you are facing secondary infertility 

(51:21) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kristyn

How to Build Wealth on One Low Income with Caroline Vencil

How to Build Wealth on One Low Income with Caroline Vencil

October 22, 2020

#076 In today’s episode, I’m talking with Caroline Vencil, who is an expert living a full life on a tight budget-even as a family of six! We’re talking about how extreme saving can be a severe hang-up, the creative ways Caroline helped her family stick to the budget, and how being intentional makes spending money more fulfilling. 

(5:59) Why Caroline’s story of being a rich kid was more of a facade than reality 

(9:53) Hear the list of creative ways Caroline saved her family money on a low income 

(16:10) Learn the progression of making $10 an hour to 6 figures now 

(38:43) Caroline can’t stress the importance of budgeting for this line item enough 

(43:26) The non-traditional budget method Caroline uses that worked for her 

(54:44) Chelsea’s Top Takeaways

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/caroline

Grab your FREE Meaningful Money Kickstarter Guide

https://smartmoneymamas.com/meaningful-money-goal-worksheet/

How to Stop Dreading Your Cleaning Routine with Becky Rapinchuk

How to Stop Dreading Your Cleaning Routine with Becky Rapinchuk

October 15, 2020

#075 In today’s episode, I’m talking with Becky Rapinchuk, founder of Clean Mama, who is an expert in simple systems that help you consistently maintain that cozy place between chaotic and spotless. We’re talking all about taking a business from side-hustle to full-time income, how to get your whole family involved in your cleaning routine, and why cleaning just a little bit every day is a game-changer. 

(1:49) How Becky transitioned from blogging and working overnights at Target to building her own business 

(12;45) Why the Clean Mama routine works for any schedule, life stage, or family size 

(20:00) Struggling with clutter? Check out this genius tip! 

(30:10) The secret to getting your whole family on board with the cleaning routine 

(35:06) The mantra that will keep the mess to a minimum 

(38:09) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/becky 

Grab your FREE Meal Planning Printables! 

https://smartmoneymamas.com/meal-planning-printables/

How 3 Fierce Women Are Closing Funding Gaps for Female Entrepreneurs with Kate Anderson

How 3 Fierce Women Are Closing Funding Gaps for Female Entrepreneurs with Kate Anderson

October 8, 2020

In today’s episode, I’m talking with Kate Anderson, co-founder of IFundWomen a flexible crowdfunding platform for female business owners. Kate is going to share the founding story of IFundWomen, the current funding gaps between male-founded and female-founded businesses, and why it’s so important to invest in women-owned businesses.

(7:17) Here’s just one example of how IFund Women supports the unique needs of female business owners

(15:53) Learn the elements of a power-packed sales pitch

(22:25) Find out what types of businesses iFund Women currently supports

(30:32) Discover why it’s so important to invest in women-owned businesses

(54:55) Chelsea’s Top Takeaways 

 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kate

Free Passion Project Workbook: 

https://smartmoneymamas.com/passion-project-workbook 

What You Need to Know About Financial Abuse

What You Need to Know About Financial Abuse

October 5, 2020

#073: In today’s episode, as we honor Domestic Violence Awareness month, I’m diving into a heavy but critical issue for our community to discuss: financial abuse. It may be more difficult to pinpoint than other types of abuse, but it still has life-threatening consequences. We’re talking about how to spot financial abuse, how to find the support you need, and why you’re entitled to a thriving, healthy relationship. 

***Please note that the content in this episode contains emotionally triggering content.

 

(2:46) Learn the true definition of financial abuse 

(5:59) Identify the tactics an abuser uses to convince a victim why they don’t deserve access to their own money 

(13:43) Why we have to normalize talking about financial abuse 

(26:10) Why you need to talk to a friend before you address an abuser directly 

(27:01) The best way you can support a friend you suspect is in a vulnerable position 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/73

How to Get Your Accounting Ducks in a Row as an Entrepreneur with Sheneya Wilson

How to Get Your Accounting Ducks in a Row as an Entrepreneur with Sheneya Wilson

October 1, 2020

#072: In today’s episode, I’m talking with Certified Financial Public Accountant and founder of Fola Financial, Sheneya Wilson. Sheneya empowers entrepreneurs to stop avoiding the accounting side of your business by implementing simple systems that help you make informed decisions and scale. We're talking about why you need to know your numbers even with a side hustle, why you need to perfect your craft before scaling your business, and what you need to know about the business tax code. 

(06:46) How the new tax code is built to benefit businesses like yours 

(13:15) Why you can't wait to figure out all this “accounting stuff” 

(16:02) Why that shoebox-full-of-receipts accounting method needs to go 

(19:44) How to spot the signs that it’s time to invest in your business 

(31:05) Discover what business forecasting is and how it can help you with goal-setting in your biz 

(54:20) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/sheneya 

Free Passion Project Workbook: 

https://smartmoneymamas.com/passion-project-workbook 

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