Smart Money Mamas Show
7 Steps to Financially Prepare for a New Baby

7 Steps to Financially Prepare for a New Baby

June 24, 2021

#112 Are you currently expecting or planning to start - or grow a family? New babies are exciting blessings. As you prepare for your family to get bigger, it's hard to stop looking at baby clothes, cribs, and imagining what your little one is going to look like.

But it doesn’t take long for your mind to start to spin about all the ways your life is about to change and all the decisions you need to make. 

In this episode, we're going to discuss creating a baby budget, understanding your healthcare costs, getting the right estate plan in place, thinking about maternity leave and your career, and more!

Looking for more information, mama? Check out the full show notes at https://www.smartmoneymamas.com/112

 

How to Go From Surviving to Thriving in Any Season of Motherhood with Jessica Jackson

How to Go From Surviving to Thriving in Any Season of Motherhood with Jessica Jackson

June 17, 2021

#111 Today I'm talking with fellow podcaster and founder of Thriving in Motherhood, Jessica Jackson. After struggling through difficult pregnancies and other health challenges, she has discovered the tools to help moms go from surviving to thriving in any season of motherhood.

We're talking about why you don't have to struggle alone, why you need to choose which balls to drop, and why noticing your thoughts can help you live a life that is full of what you love most.

 

(3:59) Find out how Thriving in Motherhood got its start during a mastermind of moms on the playground

(8:27) This is how cognitive behavioral therapy helped Jessica take more responsibility for her own thought life

(10:57) Check out the 5 step path to go from Surviving to Thriving in Motherhood

(21:20) Listen to what changed for the Jackson family as they increased their income when Jessica was able to monetize her biz

(28:07) Learn how you can let yourself off the hook for more of the "should" statements you battle every day as a mama

(31:13) Discover the habits that Jessica has helped her family practice that allow them thrive most consistently

(37:14) Chelsea’s Top Takeaways 

 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/111

Grab your FREE Family Money Values Template https://smartmoneymamas.com/family-money-values-template/

 

How to Become a Tech-Savvy Mama & Keep Your Kids Safe Online with Leticia Barr

How to Become a Tech-Savvy Mama & Keep Your Kids Safe Online with Leticia Barr

June 10, 2021

#110 Today I'm talking with educator, blogger, and the founder of Tech-Savvy Mama, Leticia Barr. She has brilliantly combined all of her superpowers to help families navigate the difficult task of parenting in the digital age to keep your kids safe online. 

We're talking about the difference between passive and productive screen time, how to encourage kids to ask for help when they stumble on inappropriate material, and what tools you can use to monitor screen time usage.

 

(4:01) This is the difference between productive time and downtime on a screen 

(6:39) Discover some of the best tools and apps for keeping kids safe online

(15:45) Consider these ways to navigate boundaries for kids who are wanting to use social platforms

(18:05) Find out how to protect yourself in terms of your digital footprint 

(39:43) Here are some things to explore when it comes to trust vs. over-monitoring your kid's screen time

(45:33) Chelsea’s Top Takeaways 

 

Looking for more information, mama?

Visit the show notes at https://www.smartmoneymamas.com/110

Grab your FREE Family Money Values Template https://smartmoneymamas.com/family-money-values-template/

 

Why Your Kids Need a Budget & The Best Tips for Getting Started with Jesse Mecham

Why Your Kids Need a Budget & The Best Tips for Getting Started with Jesse Mecham

May 27, 2021

#109 Today I'm talking with the author and founder of You Need a Budget, Jesse Mecham. The YNAB app started with a simple spreadsheet he created so he and his wife could generate an extra $300 a month. Now they are busy discovering how to teach their seven children about why they need a budget.

We're talking about why budgets are ever-changing, how to engage your kids' money personalities, and why you don't have to be a money expert to teach your kids about budgeting.

(8:54) Learn where people most often overcomplicate their budgets 

(11:09) Here are some tips for helping a reluctant partner understand why you need a budget 

(25:24) Wondering how you can discourage kids from buying things you don’t want them to buy? Check out these tips! 

(27:16) Check out the four YNAB rules and why they are easy enough for kids to understand  (31:00) Hear about the many different versions of budgeting systems Jesse and Julie have tried in their home

(42:35) This is how Jesse is thinking about raising kids who will likely find partners as adults who aren't as financially savvy as his kids will be

(47:13) Chelsea’s Top Takeaways  Looking for more information, mama? Visit the show notes at

https://www.smartmoneymamas.com/109

Grab your FREE Family Money Values Template https://smartmoneymamas.com/family-money-values-template/

 

How to Encourage Your Picky Eaters to Eat in Color with Jennifer Anderson

How to Encourage Your Picky Eaters to Eat in Color with Jennifer Anderson

May 20, 2021

#108 In today's episode I'm talking with registered dietician, mama, and founder of Kids Eat in Color, Jennifer Anderson. Jennifer is an expert in helping parents help their kids develop a healthy relationship with food by reducing the stress of mealtime battles. 

We're talking about managing food waste, the unnecessary scare tactics used in food marketing, and how to encourage choices with boundaries at mealtimes. 

(5:27) Learn why offering smaller portions may solve a lot of the power struggles at mealtimes 

(7:35) Find out why food marketing has made us feel terrible if we can't afford to feed our kids "fancy foods" or organic foods 

(18:35) Do you know what a food desert is? Here are some tips for feeding your family if you live in one 

(25:38) This is how you can manage the stress of food waste on the days your kids aren't eating what's available 

(31:26) Find out how you can successfully navigate food battles with "extreme" picky eaters 

(55:08) Chelsea’s Top Takeaways 

 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/108

Grab your FREE Meal Planning Templates! https://smartmoneymamas.com/meal-planning-printables/

 

How to Get Rich & Manifest the Wealth You Deserve with Denise Duffield-Thomas

How to Get Rich & Manifest the Wealth You Deserve with Denise Duffield-Thomas

May 13, 2021

#107 In today's episode I'm talking with money mentor for world changers and author of Get Rich, Lucky Bitch, Denise Duffield-Thomas. She helps women charge premium prices, release the fear of money, and create First Class lives.

We're talking about how to start tapping into your money story, how to up-level your life in increments, and how to stop being the bottleneck in your own life.

(4:17) Let's define manifesting: what it is and what it's NOT

(9:49) Discover how to uncover the layers of your money story and money memories

(19:41) Learn why you're not a diva if you just want to raise your standards and keep your boundaries

(38:03) If you want to start thinking wealthy, here's how to up-level your life in small steps

(50:45) Learn how to train your brain to practice reverse-paranoia

(56:32) Chelsea’s Top Takeaways

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/107

Grab your FREE Passion Project Workbook! https://smartmoneymamas.com/passion-project-workbook/

 

The Best Tips for Building a 6 Figure Digital Product Business with Monica Froese

The Best Tips for Building a 6 Figure Digital Product Business with Monica Froese

May 6, 2021

#106 In today's episode, I'm talking with digital product coach for women, Monica Froese. She is the founder of both Redefining Mom and most recently, Empowered Business. Monica is on a mission to help 1000 women hit $100,000 in their business.

We're talking about that one time she chatted with Barack Obama, why our money stories can help us understand our spending habits, and why you're already 100% qualified to create and sell a digital product.

(4:29) Hear about the time Monica's blog got her an invite to chat with President Barack Obama

(11:39) Learn how Monica's business started with the motto that she couldn’t fail

(22:32) Listen to Monica unpack part of her money story and why a desire for control drove her decisions

(32:01) Check out the first step in making sustainable money online

(41:10) Find out when it’s time to launch a product

(47:01) Want to learn how to start selling? It’s simpler than you think

(55:34) Chelsea’s Top Takeaways Looking for more information, mama?

Visit the show notes at https://www.smartmoneymamas.com/106

Grab your FREE Passion Project Workbook! https://smartmoneymamas.com/passion-project-workbook/

 

April Mailbag: Inheritances, Retirement Resources, & Leaving Your 9-5

April Mailbag: Inheritances, Retirement Resources, & Leaving Your 9-5

April 29, 2021

#105 For this episode, we asked the mamas in our free Mamas Talk Money Community on Facebook to send us their questions. If one person in our community has a question, there are no doubt others wondering the same thing.

Today we’re going to discuss more specifics about inheriting money, retirement resources, leaving your 9-5, and more!

(00:58) Our first question comes from Jacqueline who asks, "My husband and I would love to move out of the country at some point soon. When we do, what happens to our retirement and any other investment accounts?"

(6:22) Alice wonders - "We're inheriting some money from in IRA which apparently we have to take out in the next ten years. What do we need to know to be smart about this?"

(10:14) Robin asks, "At 65 and 60 my husband and I feel like we are still "adulting." What are some resources that can help you decide when you can retire?"

(14:45) Tiffany wants to know, "Are there any good podcasts or blogs you’d recommend for Smart Money daddies? My husband is intrigued by all that I’ve been learning, and I might have actually inspired him a bit with my hard work!"

(17:25) Our last question is a fun one: "What did you say to your boss when you decided to leave the corporate world and start SMMs? How did the conversation go?"

Looking for more information, mama? 

Visit the show notes at https://www.smartmoneymamas.com/105

Grab your FREE Meaningful Money Kickstarter Guide: https://smartmoneymamas.com/meaningful-money-goal-worksheet/

 

How Being Financially Savvy Can Improve Your Mental Health with Natalie Torres-Haddad

How Being Financially Savvy Can Improve Your Mental Health with Natalie Torres-Haddad

April 22, 2021

#104 Today I'm talking with author and financial literacy and mental health advocate, Natalie Torres-Haddad. As an immigrant and first-generation college student, Natalie had a tremendous challenge dealing with her student loan debt after college. She learned the hard way how her financial health directly impacts her mental health, but now she teaches people of all ages how to be financially savvy. 

We're talking about what boundaries you need to put in place to protect your mental and financial health, how to make financial conversations less taboo, and how to make finances less stressful and even fun for kids.

(4:55) Learn how Natalie's mental health took the biggest hit because of the overwhelm of her student loan debt

(09:05) Hear how Natalie has put new boundaries in place to protect her mental health

(14:21) This is a truth about therapy we don't always talk about

(21:13) Find out how Natalie makes taking care of her finances relaxing and part of her self-care

(23:56) Bet you never dance while you budget, but you might after you hear this

(29:51) Want to teach kids about money? Try this budgeting activity with your kids 

(36:54) Chelsea’s Top Takeaways

Looking for more information, mama?

Visit the show notes at https://www.smartmoneymamas.com/104

Grab your FREE Healthy Money Mindset Workbook https://smartmoneymamas.com/healthy-money-mindset-workbook/

 

How To Start Thinking Like a Breadwinner and Take Charge of Your Future with Jennifer Barrett

How To Start Thinking Like a Breadwinner and Take Charge of Your Future with Jennifer Barrett

April 15, 2021

#103 In today's episode, I'm talking with financial expert, startup executive, and author, Jennifer Barrett. In her book, Think Like A Breadwinner, Jennifer is helping women re-examine the false narrative that women shouldn't or can't earn more than men.

We're talking about how societal expectations play a role in how women think about money, why you need to think like a breadwinner even if you aren't one, and why being a female breadwinner is worthy of celebrating!

(5:00) Have you noted this difference in how we talk to our son vs. our daughters about money in our society?

(8:26) Listen as Jennifer describes what the breadwinner mindset looks like

(10:06) Find out about the moment Jennifer committed to negotiating her pay and advocating for herself 

(25:31) Discover why companies that implement a paid maternity and paternity leave are seeing a direct return on that investment

(28:38) Learn about the work that Jennifer is doing with Acorns to help you invest -starting by just rounding up the spare change

(34:01) If you're ready to take more responsibility for your finances and adopt the breadwinner mindset, here's your first step

(47:58) Chelsea’s Top Takeaways

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/103

Grab your FREE Healthy Money Mindset Workbook https://smartmoneymamas.com/healthy-money-mindset-workbook/

 

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